3…2…1…Happy New Year!!!

We say this to welcome in the New Year, but the question still remains to be seen if it will be a happy year or perhaps a not so happy year. Unfortunately, how a year unfolds is not necessarily the determining factor in happiness. However, we have the ability to work towards what we want the new year to hold. We can create our vision, set a goal to achieve that vision and work towards that goal.

The author Andy Stanley shared in his book, Principle of the Path, “Your direction, not your intention determines your destination.” So, the question we must ask ourselves is, “What is our direction?” More specifically, what is our financial direction for the new year? What do our future selves need our current selves to do to set us on the path to our financial goals?

My challenge to you is this. Think of what is most important to you to financially achieve this year then:

Make a plan and write it down. On purpose means on paper.

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Find others to keep you accountable.

Celebrate small wins along the way. Re-asses at the end of each quarter to see if you are on track towards your goals. If not, course correct.

Our intentions can be manifested if we plan for our futures. At the end of the year, will our future selves be proud of the current decisions we are making financially and will we be in a better place than we were at the beginning of the year? Will we be able to look back at the end of the year and say it was a financially happy New Year?

Remember: The vision for your financial tomorrow becoming a reality is only one step away. Are you ready to take that step?